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Breakeven

Live for IC Securities · more brokers coming

Know the exact price that gets your money back.

Fees come off every time you buy and sell. Breakeven counts every one, so you always know where you stand.

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Free for one stock. No card needed.
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How it works

Three steps. Most people are set up in a few minutes.

  1. Download your account statement from the IC Wealth app (the last 3 months works best) and upload it. Tick the stocks you want to track. Every trade comes in with the charges IC applied.

    About statement import

We're starting with IC Securities.

Every broker charges differently, and we only show numbers we can get exactly right. So we began with one: IC Securities on the Ghana Stock Exchange. Other brokers are next.

Use a different broker? Tell us which one
  1. IC Securities

    Live now

    Statements from the IC Wealth app, and trades you enter

  2. More brokers on the GSE

    Next

    The same exact fees, for the broker you use

  3. More markets

    Later

    Other African exchanges, in their own currencies

Try it with a trade of your own.

Put in what you bought. These are the same fee rules Breakeven uses for your real holdings, exact to the pesewa.

You pay, with fees

GHS 830.78

GHS 18.28 in fees (2.25% tier) 

Break-even price

GHS 6.80

a 4.6% rise 

20% profit needs

GHS 8.16

a 25.5% rise 

IC Securities' rates on the GSE. See every charge in the fee calculator.

Every number, after every fee.

Brokerage and levies come off when you buy and again when you sell. Everything in Breakeven counts both.

Investing is hard enough. Knowing what it costs shouldn't be.

Most investors know the price they paid. Far fewer know the price they need to sell at to get that money back. The gap is made of fees. We built Breakeven to close it.

Signed, the Breakeven team

The Breakeven team

Read our manifesto

Start free. Grow free.

One stock is free, for good. Invite two friends who start tracking and Starter is yours free too.

Compare all plans

Free

GHS 0

  • 1 stock, every trade in it
  • Break-even, simulator, targets
  • 1 statement upload, 2 alerts
Create a free account

Starter Free with referrals

GHS 10 / month

  • Up to 5 holdings and 10 alerts
  • Statement uploads any time
  • Dividends, two break-evens
Unlock with 2 friends

Questions, answered.

More in the FAQ and the help centre.

What is a break-even price?

Your break-even price is the lowest price you can sell a holding at and get back everything you paid, after the fees on the buy and the fees on the sale. Because selling has fees too, it's higher than the price you paid. For example, 125 MTN Ghana shares bought at GHS 6.50 through IC Securities break even at GHS 6.80.

Why isn't a 20% price rise a 20% profit?

Fees come off when you buy and again when you sell, and both have to be covered before any profit is yours. On 125 MTN Ghana shares bought at GHS 6.50, a 20% rise to GHS 7.80 leaves a 14.7% profit after fees. A true 20% profit needs GHS 8.16, a 25.5% rise.

How are fees calculated on the GSE with IC Securities?

Each trade pays four statutory levies (CSD 0.15%, SEC 0.15%, GSE 0.35%, market development 0.05%) plus brokerage. The total rate falls with the size of the trade: 2.50% up to GHS 500, 2.25% up to GHS 5,000, 2.00% up to GHS 10,000 and 1.75% above that. Each charge is rounded to the pesewa separately.

Is Breakeven investment advice?

No. Breakeven is a calculator and tracking tool. It shows facts about your own holdings after fees and alerts you at levels you choose. It doesn't recommend buying, selling or holding anything.

Does Breakeven trade for me or connect to my brokerage account?

No. Breakeven never places trades, never connects to your brokerage account and never holds your money. It only uses the statement you upload or the trades you enter.

Which brokers and markets does Breakeven support?

We're starting with IC Securities on the Ghana Stock Exchange, including statements from its IC Wealth app. Other GSE brokers are next, then more markets. Tell us which broker you use at support@breakeven.live and it helps us decide where to go next.

Know your number before you sell.

Free for one stock. Set up with your IC Wealth statement.

Create your free account